Live audit tool · confidential
Your rewards
gap
in real time
Rewards Strategy Audit
Client:
—
Date:
Consultant: [Your Name]
Client / business name
Monthly spend by category
Current card type
1x / 1% flat (most common)
1.5x / 1.5% flat
2x / 2% flat
Point value (¢ each)
1.0¢ — cash back
1.5¢ — transfer partners
2.0¢ — premium travel
Materials / hardware / supplies
Amex Biz Platinum
$
2x
Advertising (Google, Facebook, Instagram)
Amex Biz Gold
$
4x
Fuel / gas
Amex Biz Gold
$
4x
Internet / phone / software
Ink Preferred
$
3x
Restaurants / meals
Amex Biz Gold
$
4x
All other spend
Blue Biz Plus
$
2x
Trip / reward goal
What's their dream reward?
Points needed
Est. cash value ($)
Enter a goal above and spend numbers on the left to see how fast they can get there.
Optimized card roster
Amex Biz Platinum
→ Materials, hardware, large purchases ($5K+)
Amex Biz Gold
→ Advertising, fuel, restaurants, gas
Ink Business Preferred
→ Internet, phone, software, shipping
Blue Biz Plus
→ Everything else (2x catch-all)
Current annual value
$0
0 points/yr
Optimized annual value
$0
0 points/yr
💸 Left on the table / year
$0
0 points/yr
Category breakdown
Category
Monthly spend
Current earn
Optimized earn
Monthly gain
For educational and strategy purposes only · Not financial advice · Card offers and multipliers subject to change · Verify all terms before applying